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wellness programs Archives - Steinlage Insurance Agency

Will wellness programs succeed in the workplace?

By | Making the Most of your Medicare | No Comments

 There is a lot of talk about wellness and preventive medicine with the upcoming Health Care Reform.  Our current health care system has been called a “disease management system” with little focus on preventing chronic conditions.  Wellness programs are put in place by employers in an effort to reduce health care costs by encouraging healthy activities and lifestyles.  They often follow a carrot and stick mentality.  An employer will reward the employee who participates in a smoking cessation class or weekly weigh ins with a reduction in health insurance premiums or a lower deductible.  If you high tail past the gym on your way to a smoke break, you pay higher premiums and higher deductibles.    These programs are starting to become more popular and the upcoming reform certainly plays a role. It lets employers vary premiums based on wellness program participation by as much as 30 percent — 10…

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