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therapy Archives - Steinlage Insurance Agency

Medicare has Limits on Therapy

By | Making the Most of your Medicare | One Comment

Many people on Medicare do not realize that Medicare caps the amount of therapy a person is eligible for in a given year.  Here is a link for the official Medicare.gov document.  For 2013, Medicare will only approve: $1,900/year for physical therapy and speech therapy $1,900/year for occupational therapy Those are separate figures, meaning you could receive a total of $3,800 worth of services per year. It is important to remember that this is the amount Medicare approves.  Medicare will only cover 80% of this amount.  If you have a supplement, it would pick up the 20% balance.  Because Medicare does not approve services above the $1,900 amount, any therapy provided would be paid out of pocket by the recipient. This is not a new rule but is becoming more common as therapy is prescribed for a variety of illnesses.   Here are a few rules of thumb to keep…

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