An interesting aspect of the upcoming health care reform is how expansive it is. Health care really touches and affects many different parts of our lives. It is going to be an interesting time in the next few months and years to see how this ultimately shapes our health care consumption as a nation. At the same time, we are seeing how these new rules affect different segments of the population BEFORE they even begin. Take the Obama “Cadillac Tax” which is expected provide $80 billion to the federal government over the next decade, according to a Congressional Budget Office report issued in May. Here is how the Cadillac tax works: If an employer-provided health insurance policy costs more than $10,200 for an individual, the employer will be taxed 40%of what’s considered an “excess benefit,” according to insurer Aetna. The tax kicks in for $27,500 in spending on family coverage….