Tag

copay Archives - Steinlage Insurance Agency

How to avoid paying a copay for diabetic supplies when you are on Medicare

By | Making the Most of your Medicare | No Comments

Why do I keep getting a copay for my monthly diabetic supplies when my Insurance agent said it would be covered at 100%? The way it should work When you get your Diabetic supplies filled each month at the pharmacy, the pharmacy should be billing Medicare Part B. Your Medicare supplement will then pick up the balance. When they are billed this way, the diabetic supplies are covered at 100%.  Unfortunately for the pharmacy, when they bill Medicare Part B they are reimbursed considerably less than if they bill Medicare Part D. Why I get a copay The reason people on original Medicare and a Supplement get these $20 to $50 a month copays for diabetic supplies is quite simple. When you present all of your cards to your pharmacy they are generally not billing Medicare Part B, but instead billing your Medicare Part D carrier. When a pharmacy does…

Read More