Monthly Archives

February 2014

Help with Healthcare.gov

By | Understanding Health Care Reform | No Comments

The website www.healthcare.gov has made many headlines recently for its poor performance and technical shortcomings.  If you are one of the millions who tried to create an account, you know the frustration firsthand.  I’m here to tell you that it is worth a second or third look.  The government has spent hundreds of hours updating the site and it now works smoothly. In a matter of minutes, you can go on and compare plans side by side and look at subsidized premiums.  If you like what you see, you can even apply and sign up. Now there is even better news.  I can do all of this for you.  Certified agents and brokers can now assist with enrollment on healthcare.gov through their unique login, which alleviates the need for the applicant to go through this process.  I can now guide you from start to finish.  There are still a number…

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How Medicare and your health insurance work when you move

By | Making the Most of your Medicare | No Comments

If you are thinking of permanently moving out of the greater Saint Louis area, you might wonder how your health insurance benefits work.  Now, if you need help packing, I can’t help there… If you have Original Medicare + a Supplement + Part D When you get your coverage under this route, you have a lot of flexibility and openness.  You are not required to change your Medicare or Supplement benefits and they follow you wherever you move to.  With this type of coverage, you are able to see any doctor or hospital in your new city without pre approval or network restrictions.  Your Medicare Supplement stays the same price and benefits before and after the move.  Depending on where you move, you will probably find that your supplement is cheaper because you bought it in Missouri (which has some of the lowest Medicare Supplement rates in the country!).  If…

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